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Saratoga National says Yes to Candles

The development team from Saratoga National was at The Candle Collective to talk with owner Morgan Boswell on January 13.

The SBA (Small Business Administration) cited Saratoga National as the leading small bank lender in the 11 county Capital District - in fact the leading small bank lender in the whole 34 county Syracuse Region.

The Candle Collective is one of the small businesses that gained this Citation from the SBA for Saratoga National.

Morgan Boswell will tell you she approached a large national bank with ideas about the potential of candles. And in a polite way they snickered. You wonder what they would have said when Yankee Candle began.

Morgan who had been working SCORE (Retired executives who pitch in to help small businesses) had her business plan and she knew from her part-time efforts there was a demand.

Thatís when she began to talk with Billie Taft-Sitler, loan officer for Saratoga National. Good talks - Billie liked the details in Morganís plan and she liked the positive results Morgan had already achieved from her part-time efforts. SBA found Morganís credential impressive, too.

Dave DeMarco, Saratoga National CEO, says his bank is a community bank. You derive your assets from your community and you re-invest in your community.

He would say the Saratoga area is a dynamic and growing area. If his bank is the leading small bank lender in a 34 county area, itís because the need and opportunity is here.

Dave and investment officer Rich Ferguson and Billie were at The Candle Collective to thank Morgan for her confidence in choosing Saratoga National as her bank. Also to see how candles are made.

Morgan showed them the big container holding the makings for candles. She poured some of candle making and That lookís like water?!?! It did but donít try drinking it. Color is added during the making process.

The Candle Collective is on the second floor of the Factory in Ballston Spa. Just across the bridge over the Kayaderosseras Creek the Factory at one time had been Bischoffís Chocolate Factory.

The Candle Collective has the brick walls of the original factory with large windows to provide natural lighting. Thereís an array of different shapes and forms for the candles - and colors and colors and more colors.

Morgan says the Collective is a favorite for birthday parties. And she would suggest with Valentine Day rapidly approaching - a candle for your lover would be perfect for a romantic dinner. She has all shades of pink and red for your candle.

Hours are Tuesday - Friday 12-7; Saturday 10-7. Sunday is reserved for private parties by appointment. Yes, you can walk-in and leave with a candle you have made.


Saratoga National has offices throughout Saratoga County and one in Colonie. Check: